Texting while driving has become the leading cause of road carnage among teenagers in the US. According to a recently concluded study conducted by the Cohen children’s medical center, distracted driving deaths among this set of individuals has significantly eclipsed those caused by drinking while under the influence. Indeed above 3,000 teenagers lose their lives each year in road accidents attributed to texting while driving. While around 2,700 die in drinking and driving accidents. The same study by Cohen children’s medical center also revealed that above 50% of teenagers acknowledged to having received and sent text messages while driving. Other related studies conducted by Virginia tech indicate that most drivers are 23 times more prone to be involved in accidents while they text and drive. Additionally, a survey by the Bridgestone Americas inc. [...]

Many people that we talk to after being involved in car accidents are hesitant to assert insurance claims for their auto injuries or property damage for fear that they may either lose their insurance coverage through cancellation or non-renewal, or see their premiums increased by their own insurance companies. Fortunately, Section 626.9541 of the Florida Statues provides consumers with some protection against insurance companies canceling coverage or raising rates for the wrong reasons.  Under Florida law, it is an unfair or deceptive act for an insurance company to drop a policy holder or raise premiums without a valid reason. If an insurance company is found to have committed an unfair or deceptive act, the company can be exposed to civil liability of up to $10,000.00 for each such act, as well as administrative penalties. Here are some [...]