Have you been in an auto accident? If you speak to an experienced auto accident attorney, they may not be surprised. After all, they see clients that are involved in this type of situation nearly every day.
The worst part is that you may find out once you visit an attorney that you actually need uninsured motorist coverage. What is this? It’s something to protect you in case you are in an accident with someone who is uninsured.
While it may seem crazy to have to pay to cover for yourself simply because someone chooses to drive and do so without the parachute of insurance, it’s a reality of life for many drivers.
You may not know that 1 out of 7 vehicles that are involved in a collision in the United States are going to be without insurance. That’s a wildly high number. The Insurance Research Council documented the number of uninsured motorists in the U.S. and found that it went up by nearly 2% during the course of five years.
While the number of people driving uninsured may vary according to the state, you’re never immune from getting into an accident with someone who does not have insurance. For instance, Florida gives you about 1 in 5 odds of having the driver not have insurance in a car accident when they caused the accident.
Read on to find out more about uninsured drivers and what happens when accidents occur. Whether you’ve already been in an accident or just want to be prepared in case it ever does happen, read on and find out more.
By now you might be worried that you really need uninsured motorist coverage for the future. You may need to get this even if you are covered by no-fault insurance if you want to be covered in totality. In certain states, you may find that you cannot sue or you can sue but only to a certain amount. That’s where the coverage helps you out.
So if you don’t want your losses to be unable to be covered when you get into an accident caused by an uninsured motorist, you’re going to have to really figure out what you want to do. You can risk it and keep driving and keep an eye out or you can try and make sure that you’re covered in the event that you collide with an uninsured individual.
You want to be sure that you are covered regardless. If you or someone that you know has recently been involved in an accident with an uninsured motorist, you can make the most of it by consulting an attorney in your area today.
Don’t leave yourself exposed to paying medical bills and losing wages. Be sure that you are covered by insurance and don’t forget to consult a lawyer if you’ve been in an accident. Call for a consultation today with The Law Offices of Payas, Payas, and Payas and discuss your options with professionals that have the experience and knowledge to help.