How Do Florida’s Insurance Laws Affect Your Ability To Receive Compensation For Your Motorcycle Accident?

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7th Jul 2013

According to the State of Florida Department of Transportation, 350 people tragically lost their lives in Florida motorcycle accidents in 2010 and another 6,686 people were injured. If you or your loved one has been injured in a motorcycle accident, you should contact an Orlando motorcycle accident attorney to find out whether and how you can get compensated.

Florida law does not require motorcyclists to carry insurance. The Personal Injury Protection coverage (PIP) law does not apply to motorcyclists in general and your auto PIP does not cover you if you are involved in a motorcycle accident. Since PIP does not apply to motorcycle accidents, you may be able to get compensated for pain and suffering as well as economic damages, even if you were not permanently injured in the crash.

In order to get compensated for your motorcycle accident, you have to prove that someone else acted negligently, thereby causing your damage. Economic damages include the costs of medical care and loss of past and future wages. Non-economic damages may include compensation for pain and suffering and disability.

Since many motorcyclists in Florida are uninsured and many car owners only buy the minimum insurance required by law (not including bodily injury liability insurance), it may be difficult to recover compensation from the negligent party. You can assure more complete recovery by taking out “underinsured motorists coverage,” which provides you with compensation for any expenses that exceed the insurance coverage of the driver who was at fault.

If you or were injured in a motorcycle accident in Orlando, our lawyers at Payas, Payas & Payas, LLP are ready to get you properly compensated for your accident.

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